Navigating NYS Division of Licensing requirements shouldn’t be a headache. Whether you’re a real estate salesperson, home inspector, real estate appraiser, assessor, or real estate broker, Manfred provides a seamless path to renewal with the most relevant NY-required topics in the industry. Become a Manfred Member and gain instant access to our Best Deal Program, giving you unlimited LIVE and online video based self-paced education, plus a suite of marketing tools designed to help you win more listings in today’s competitive market.
Real Estate Appraiser
New York requires Assistant, Licensed and Certified Appraisers complete 28 hours of approved continuing education courses prior to license renewal every two years, to include the NY Required topics below
- 7 hour National USPAP Continuing Education Course
- 7 hour Valuation Bias, Fair Housing Laws and Regulations (Effective January 1, 2026)
- 4 hour Valuation Bias, Fair Housing Laws and Regulations (Effective January 1, 2026)
Real Estate Home Inspection
New York requires the licensed Home Inspector to complete 24 hours of approved continuing education within their two-year license renewal period prior to the expiration date in order to renew their license
Real Estate Salesperson/Broker
New York requires licensees are required to successfully complete 22.5 hours of approved continuing education within their two-year license renewal period prior to the expiration date in order to renew their license
- 3 hours Fair Housing
- 1 hour Law of Agency (2 hours if it is your first licensing cycle)
- 1 hour Recent Legal Matters
- 2.5 hours Ethical Business Practices
- 2 hours Cultural Diversity
- 2 hours Implicit Bias
Break the Bubble: Real Estate Without Borders
The era of being “contained” by local MLS rules is over. My State MLS empowers you to run your business on your own terms. As a member, you aren’t just joining a directory; you’re entering a nationwide powerhouse network of agents, brokers, and appraisers across all 50 states, including Puerto Rico.
- For Agents & Brokers: Send and receive referrals nationwide and reclaim your independence from local board politics.
- For Appraisers & Inspectors: Access critical property data and comparables across NYS without the “tax” of multiple local board fees.(Newly Updated and Powered by HouseCanary)
- Real Global Dominance: While NY local MLSs stop at the county line, we take your listings to the world. We syndicate to over 140+ consumer facing sites across 20 countries in 24 languages.
Stop being local. Start being global. Now fully integrated into our Manfred Member Plus Program.
Call or text us if you have any questions! 518-855-3680 – Become a Manfred Member Today for FREE/UNLIMTED Continuing Education
Customize Your Continuing Education Courses
Lets Talk! Let our team help you make sure you are meeting all the requirements and find the best deal on the continuing education courses that meet your learning style and schedule. How about a mix-n-match of LIVE Webinars and Self-paced Online courses? Even better when you Become a Manfred Member today we do everything for you and all you do is complete the courses! Call or text 518-855-3680
We All Need to Do Continuing Education, Why Not Get More?
- Mix & Match with NY LIVE Webinars & Video-Based Self-Paced Online Real Estate Continuing Education
- Dually approved LIVE Webinars so you can take one course & get credit for both license types.
- 50 to 70% OFF Brokers Licensing Courses
- UNLIMITED Professional Development Courses (Mortgage Bootcamp & Operating a New Brokerage Firm)
- FREE 7 hour National USPAP Update Webinars Approved in NY
Real Estate Home Inspector Renewal
Eligible to renew your license 90 days prior to your license expiration date. Your license expiration date is printed on the license. Renewal forms are mailed approximately 90 days prior to the license expiration date. Complete and submit the renewal form to the address on the form
ATTENTION: EAccessNY is not smartphone friendly! Use a device larger than a 10″ Screen
Your home inspection business can be as rewarding as it is challenging. As a hands-on venture, it is accompanied by its share of risks and liabilities. One potent way to safeguard your business against these unforeseen perils is to arm yourself with a robust insurance policy. In particular, the lack of Liability and Errors & Omissions (E&O) insurance can be a dangerous gamble that could cost your home inspection business dearly.
The purpose of this guide is to help you understand the importance of Liability and E&O insurance, as well as how to find the right coverage for your home inspection business. We’ll also provide some tips on how to avoid common pitfalls when shopping for insurance.
Part 1: The High Cost of Underinsurance
Let’s explore why skipping Liability and E&O insurance could potentially bring your business to its knees.
Liability Insurance: Unseen Perils Could Lurk Around the Corner
Any home inspection assignment harbors a myriad of potential hazards. From tripping on a loose floorboard to causing inadvertent damage during an inspection, your actions could lead to severe financial losses. Liability insurance serves as a crucial shield against any claims for personal injury or property damage that arises from your business operations.
Without general liability insurance, you stand exposed to significant risks. In the event of an accident or an injury, you could face exorbitant medical or repair bills. Not having liability insurance can leave your business without financial protection against lawsuits, compromises your professional credibility, and could even lead to bankruptcy.
Liability insurance is a must-have for any business owner. It provides financial protection against claims of injury, property damage or negligence. Without it, you could be held personally responsible for the costs associated with these claims.
Errors and Omissions (E&O) Insurance: Don’t Pay for Honest Mistakes
Think your meticulous approach makes you immune to errors? The reality could be far from it. Despite your best efforts, overlooked issues, miscommunication or unintended mistakes can happen even to the best home inspectors.
When such blunders result in a financial loss for your client, they may decide to sue for faulty inspection or professional negligence. This is where E&O insurance comes in handy. It safeguards your business against the expenses associated with defending against a negligence claim made by a client, plus damages awarded in such a civil lawsuit.
Running your business without E&O insurance is akin to walking a high-wire without a safety net—any misstep could translate into a hefty lawsuit or substantial reputation damage, to say nothing of the stress and wasted time.
Part 2: Gearing up for a Secure Future: Getting Your Insurance
By now, the importance of carrying adequate insurance coverage should be crystal clear. Let’s delve into how you can equip your home inspection business with suitable Liability and E&O insurance coverage.
Determine Your Insurance Needs
The first step in your insurance quest begins with an honest evaluation of your business’s potential risks. Consider factors such as the scale of your operations, the value of your equipment and possible extensions of your liability, like employees or subcontractors.
Next, you’ll want to determine the type of insurance coverage that best suits your needs. Liability insurance is a must-have for any business owner, as it protects you from claims made by third parties who are injured or suffer property damage as a result of your work. E&O (Errors and Omissions) coverage is also important for home inspectors, as it provides protection against claims related to professional negligence or mistakes made during an inspection.
Seek Professional Help
Once you’ve estimated your needs, consult with an experienced insurance agent who understands the nuances of your industry. This professional can guide you towards affordable and comprehensive insurance options. Don’t just settle for the first quote you receive – seek a handful of estimates to ensure you’re receiving a competitive price.
You should also consider working with a broker, who can help you find the best coverage for your needs. Brokers are independent agents who work on behalf of multiple insurance companies and have access to a wide range of policies. They can help you compare prices and benefits from different providers so that you can make an informed decision about which policy is right for you.
Dive into the Details
Before committing, make sure to thoroughly read the terms of your potential policy. Understand your deductibles, coverage limits and the exclusions if any. Additional features like cyber risk coverage, pre-claims assistance, or free legal advice can also come in handy.
If you’re not sure what a term means, ask your broker or insurance company for clarification. They should be able to explain it in plain English so that you can make an informed decision about whether or not to purchase the policy.
Keep It Current and Comprehensive
After securing your Liability and E&O insurance, keep it up-to-date by auditing your coverage annually. As your business grows, your insurance needs might expand as well.
If you have a new product or service, you might need additional coverage. If your business has grown significantly since the last time you reviewed your insurance policy, it’s time to do so again. You should also consider adding an umbrella policy to protect against catastrophic claims that exceed the limits of your Liability and E&O insurance.
In Conclusion
The road to success in the home inspection business can be replete with unexpected hurdles, but having the right insurance coverage can make the journey far less hazardous. Liability and E&O insurance aren’t just a checkbox on your to-do list—they’re essential protections that keep your doors open and your business thriving. In the captivating dance of risk and reward that is the home inspection business, arming yourself with a comprehensive insurance policy is a step you can’t afford to skip.
Your home inspection business can be as rewarding as it is challenging. As a hands-on venture, it is accompanied by its share of risks and liabilities. One potent way to safeguard your business against these unforeseen perils is to arm yourself with a robust insurance policy. In particular, the lack of Liability and Errors & Omissions (E&O) insurance can be a dangerous gamble that could cost your home inspection business dearly.
The purpose of this guide is to help you understand the importance of Liability and E&O insurance, as well as how to find the right coverage for your home inspection business. We’ll also provide some tips on how to avoid common pitfalls when shopping for insurance.
Part 1: The High Cost of Underinsurance
Let’s explore why skipping Liability and E&O insurance could potentially bring your business to its knees.
Liability Insurance: Unseen Perils Could Lurk Around the Corner
Any home inspection assignment harbors a myriad of potential hazards. From tripping on a loose floorboard to causing inadvertent damage during an inspection, your actions could lead to severe financial losses. Liability insurance serves as a crucial shield against any claims for personal injury or property damage that arises from your business operations.
Without general liability insurance, you stand exposed to significant risks. In the event of an accident or an injury, you could face exorbitant medical or repair bills. Not having liability insurance can leave your business without financial protection against lawsuits, compromises your professional credibility, and could even lead to bankruptcy.
Liability insurance is a must-have for any business owner. It provides financial protection against claims of injury, property damage or negligence. Without it, you could be held personally responsible for the costs associated with these claims.
Errors and Omissions (E&O) Insurance: Don’t Pay for Honest Mistakes
Think your meticulous approach makes you immune to errors? The reality could be far from it. Despite your best efforts, overlooked issues, miscommunication or unintended mistakes can happen even to the best home inspectors.
When such blunders result in a financial loss for your client, they may decide to sue for faulty inspection or professional negligence. This is where E&O insurance comes in handy. It safeguards your business against the expenses associated with defending against a negligence claim made by a client, plus damages awarded in such a civil lawsuit.
Running your business without E&O insurance is akin to walking a high-wire without a safety net—any misstep could translate into a hefty lawsuit or substantial reputation damage, to say nothing of the stress and wasted time.
Part 2: Gearing up for a Secure Future: Getting Your Insurance
By now, the importance of carrying adequate insurance coverage should be crystal clear. Let’s delve into how you can equip your home inspection business with suitable Liability and E&O insurance coverage.
Determine Your Insurance Needs
The first step in your insurance quest begins with an honest evaluation of your business’s potential risks. Consider factors such as the scale of your operations, the value of your equipment and possible extensions of your liability, like employees or subcontractors.
Next, you’ll want to determine the type of insurance coverage that best suits your needs. Liability insurance is a must-have for any business owner, as it protects you from claims made by third parties who are injured or suffer property damage as a result of your work. E&O (Errors and Omissions) coverage is also important for home inspectors, as it provides protection against claims related to professional negligence or mistakes made during an inspection.
Seek Professional Help
Once you’ve estimated your needs, consult with an experienced insurance agent who understands the nuances of your industry. This professional can guide you towards affordable and comprehensive insurance options. Don’t just settle for the first quote you receive – seek a handful of estimates to ensure you’re receiving a competitive price.
You should also consider working with a broker, who can help you find the best coverage for your needs. Brokers are independent agents who work on behalf of multiple insurance companies and have access to a wide range of policies. They can help you compare prices and benefits from different providers so that you can make an informed decision about which policy is right for you.
Dive into the Details
Before committing, make sure to thoroughly read the terms of your potential policy. Understand your deductibles, coverage limits and the exclusions if any. Additional features like cyber risk coverage, pre-claims assistance, or free legal advice can also come in handy.
If you’re not sure what a term means, ask your broker or insurance company for clarification. They should be able to explain it in plain English so that you can make an informed decision about whether or not to purchase the policy.
Keep It Current and Comprehensive
After securing your Liability and E&O insurance, keep it up-to-date by auditing your coverage annually. As your business grows, your insurance needs might expand as well.
If you have a new product or service, you might need additional coverage. If your business has grown significantly since the last time you reviewed your insurance policy, it’s time to do so again. You should also consider adding an umbrella policy to protect against catastrophic claims that exceed the limits of your Liability and E&O insurance.
In Conclusion
The road to success in the home inspection business can be replete with unexpected hurdles, but having the right insurance coverage can make the journey far less hazardous. Liability and E&O insurance aren’t just a checkbox on your to-do list—they’re essential protections that keep your doors open and your business thriving. In the captivating dance of risk and reward that is the home inspection business, arming yourself with a comprehensive insurance policy is a step you can’t afford to skip.
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